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What Types of Organizations Qualify for Federal Grants
Although anyone can apply for a federal grant, there are not many grant opportunities open to individuals. Instead, the vast majority of grants go to organizations. Some organizations, however, are...
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The Importance of Small Business Credit
A 2010 survey from the Small Business Association shows that 80 percent of small businesses use some type of credit. Lines of credit, therefore, are extremely important to the success of most small...
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Three Business Credit Card Habits You Must Avoid
Credit cards can help business owners simplify payment processes and keep track of expenses. Make a mistake, though, and you could find yourself drowning in debt. Credit cards often carry stiff...
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Why Do So Many Banks Pass Over Small Business Loan Applications?
If you had a decent business idea in early 2007, then you could probably convince a bank to lend you enough money to get started. A year later, though, and few banks would give you a loan even if you...
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Why Have Business Credit Card Rates Risen and Fallen?
The average rate for a business credit card fell to 14.91 percent in April, making it the sixth time that average rates fell shortly after reaching record highs (the rate was 15.22 percent just last...
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Hidden Dangers of Relying on Credit Cards for Your Business
Using credit cards can help your business operate more efficiently. That assumes, of course, that you use them responsibly. Whether you use credit cards responsibly or not, though, there are some...
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Is There a Difference Between Borrowing from a Bank and a Credit Union?
In today’s economic climate, some entrepreneurs will take a business loan from just about any lender. They don’t know whether there are differences between banks and credit unions. They just know that...
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